Peretek, Inc.


PayItOff is a small, free application for Android that allows you to plan for freedom from debt! Take your balance, your interest rate, and the number of months you want to pay off that balance, and PayItOff will provide you the payment amount. Take the balance, rate, and the maximum payment you can make and let PayItOff generate a schedule for you. Given either option, just click an entry in the schedule to see where your money's going that month. Simple, easy, useful.

Where can I get it?

On the Google Play Store, of course: [ PayItOff ]

What does this beautiful work of art look like?

A Use Case

Shopping for a car? Scheduling it for 5 years (60 months)? Put in the amount you're going to finance, the interest rate you're getting, and 60 for the months. Compare the result from PayItOff with what you received in your paperwork (before you sign it!). Any difference may indicate an undisclosed fee or insurance or some other underhanded trickery. Of course, car dealers are always honest. We're just saying...

It's Just an App!

Note the results of PayItOff are for informational and educational purposes only. The formula used calculates payments by month. Many financial organizations calculate interest daily or at some other frequency. Don't depend on the answer you get here as being precise, but it is a close approximation! And used wisely, it'll show you a lot you didn't know, like where all your money goes every month.

Help Me!

Need help? E-mail us at

One more thing...

Happy shopping! (Bring cash.)